As a car owner, it's one of our responsibilities to purchase car insurance as it will not just help our car but also to the future expenses we might need to pay. In our country, we are required to purchase CTPL insurance before getting our car registered. CTPL insurance helps car owners like us in providing financial obligation that covers damage, medical expenses or death of a certain person that was involved during a road accident. I also find this car insurance beneficial. Is this also regulated in some countries? And what are the car insurance you find important? Your thoughts are highly appreciated.