Auto Insurance Application?

[chaiku1000]

I want to change my Auto Insurance provider. I am filling in a new application which asks for any previous violations. I got a speeding ticket 20 days ago. If I do not specify this fact, is it OK?

Will they reject my insurance? (They will look my history and find it anyway. But just want to take a chance by not specifying it myself)
I haven't paid the ticket yet. I have 17 more days to go.
As I haven't paid the ticket yet, will the ins company find it out?
In case I notified my ticket in application, but they couldn't find anything in my record, will they ignore my violation?

 

[Big Deal Maker]

Stop and think about this for just a second. How do you react when you have found someone has lied to you? Why do you feel that you need to change insurance companies? If it is because you are paying to much money now? Then by all means do so. But do not hide the ticket. It will come back and bite you. Then you will be looking for another insurance company again.

 

[tonalc1]

Of course they'll find it (that's their job), and will then reject you (or cancel your insurance) for providing false information. Just be honest.

 

[Jaylene G]

Yes you can get into trouble for not saying that because they will find out when they run an underwriting report with shows your dmv violation information.
Just be up front and honest with them. Don't let it bite you in the butt later.