Does my car insurance cover me in a rent car?

[Christina s]

I bought car insurance from AIG on-line; the policy does not state that I'm or am not covered when renting a car. I live in Texas. The policy I have does note various 'endorsements' related to Texas. When I phone the help desk at AIG and ask if I'm covered, they cannot tell me. Does the Texas Auto Insurance endorsements require that my insurance go with me when renting a car? If I'm also driving someone else's car, what coverage would go with me as part of standard Texas policy? I have Liability, Uninsured/underinsured, coverage for damage to my car (other than collision/collision). When I rent a car from say Enterprise, if my own insurance is in force, what extra coverage should I get so I don't have to pay a thing if their car gets scratched or dented? thank you.....frustrated in Texas.

 

[ohiomandi26]

I know that in Oh as long as you have full coverage that you are covered in any vehicle that you are driving provided that it is separately insured. And if you are worried you can have an added endorsement put on your insurance that would cover any vehicle you are operating