in college, moving out, do i have to change my car insurance?

[Allan L]

ok, i am 19 i go to a college in my hometown and currently live with my parents. i am planning on getting an apartment 2nd semester and found one for 550 per month with utilities which will be divided among 3 guys. my dad says that as long as the car insurance on my car is under his name it cannot move to a different address without being under my name which jacks the price up some $1800 a year. that ends up being almost triple my rent and there is no way i will be able to afford it. apparently saying it still resides at their house is not an option although i do not see why, its less than 3 miles away. facts, suggestions, loopholes anyone??

 

[nsadew]

you can still be under your parents car insurance, just make sure the vehicle is registered under at least one of their names and you are fine.

 

[CourtneyMT]

hmm.. I am 21, and I have not lived with my parents for several years now but I am still on under their car insurance policy until I graduate next semester. If I were you, I would call the insurance company and ask them what their policy is. Most people don't live with their parents while in college, so it doesn't seem like that would be their policy. Is your dad saying that just because HE does not want you to move out??

 

[CourtneyMT]

hmm.. I am 21, and I have not lived with my parents for several years now but I am still on under their car insurance policy until I graduate next semester. If I were you, I would call the insurance company and ask them what their policy is. Most people don't live with their parents while in college, so it doesn't seem like that would be their policy. Is your dad saying that just because HE does not want you to move out??