So, I was pulled over for driving on the shoulder. I did not have proof of insurance (only an old card...) The cop said that I should fax in proof that I had the insurance when I was pulled over. Turns out my policy had lapsed and i was NOT insured when I was pulled over. Can anyone tell me what will happen? Do I have to go to court? Or can I pay a fine and fax in proof of my NEW insurance policy? Thanks!