Tips to lower your car Insurance Costs

Hi Everybody,:)

Car Insurance is very important and it is better to do great effort to obtain the lowest car insurance costs, here are some effective tips that can help you perfectly;

Shop Around Always get at least 3 price quotes. Ask your relatives and friends for recommendations. Do some Internet research. Prices will always vary from insurance companies.

Clean Driving Record - This is the most basic principal to lower car insurance. Avoid speeding tickets and accidents. To insurance companies these things signify risk and risk assessment is how they figure your end insurance costs.
Ask for Deductibles, as Deductibles are what you pay before your insurance policy kicks in. By requesting higher deductibles, you can lower your costs substantially.



Buy your Homeowners and Auto Coverage from the Same Insurer Many insurers will give you a break if you buy two or more types of insurance. You may also get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce the rates for long-time customers. But it still makes sense to shop around! You may save money buying from different insurance companies, compared with a multi-policy discount.

Since insurers are using credit information to determine the price of auto insurance policies, paying your bills on time to sense you have a sense of how to handle your finances can help to bring down insurance costs.

Those are a few common-sense tips to help get your premium costs down. Try implementing those and you will be pleasantly surprised at the difference they can make

Sleepingbeauty:)
 

Pinky

Rookie
Good tips.Could you tell me the important benifits that we gain by insuring our cars?I don't know well.Thats why I ask.ou may know..

:p
 
thanks for your reply "Pinky"
and here are some benefits of car insurance: :)
I hope you find them interesting

1-The deductible for collision coverage is waived when the crash involves two cars insured by the same company.

2-Payment for a chipped windshield that's repaired instead of replaced; the deductible may also be waived.

3-Payment up to a specified amount for wages lost during court testimony regarding a crash.

4-Stereo equipment damaged in a crash may be covered up to a specified amount if the primary control unit is installed in areas specified by the insurance company.

5-Payment for travel expenses up to a specified amount when a car is damaged or stolen.

6-Insurance companies may have a waiting period before this benefit can be received.

7-Coverage for personal effects damaged in a crash such as clothing and luggage, up to a specified amount.

8-Bail bond premiums for traffic-related violations.
Policyholders are advised to read their insurance policies or seek information from company representatives for specific amounts and terms of coverages.

SleepingBeauty
 

darsh11

Rookie
i am mesmerized by the research thanks for updating and giving some valuable advices to us ,these tips would definately help many people
 

o2brich1

Rookie
It's hard to imagine what would happen if you don't have insurance...and it alsway seems to be that if you need it, you don't have it...soooooo, that is why I DO pay for prime coverage. At least I know that if something happens, I am covered, wether its damamge to my car, someones property, or (heaven forbid) bodliy injury....THAT is why we have insurance. At least you can feel like you have some control if you shop around for the best policy you can find. www.compareinsuracee.com offers a really fast way to see if you can get better prices...goodluck!
 

maxjlone

New Member
Automotive insurance is an absolute necessity in nearly every country in the world. For that get your online quotes through car insurance brokers. Their computer systems will search for the best quotes from 40 or more car insurers and save you lots of time. If you have cheap or old car, consider buying just 3rd Party cover. Get quotes for 3rd Party and comprehensive insurance and weigh up the savings .
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