What happens when a minor without a lisence or insurance, totals a car?

[burntrose567]

The minor doesnt have a permit, no lisence, or insurance, totaled the car, when can i get my lisence now? I have heard i can when im 18, but im 18 in 2 months, or will i have to wait till i am 21-25?

 

[LoneStar]

You will be suspended from getting a license for at least a year, and if you or your parents have any substantial assets, you will probably be sued.

As is just.