Anyone work in car Insurance Claims?? How many times should i refuse your offer...
- Thread starter Kelly S
- Start date
until you know what the price of the car is worth to you , try to find out from a car buyer guide / or a garage , ask them what the damages was, get a rough idea, from that , plus your expenses, e.g. taking a bus/ trains/ tubes/ etc etc. as long as you have the tickets and the passes , you can also claim for that as well. and you can also buy the car back from them as well at reasonable price if you think you can get it fixed as long as it is road worth to run and there is not much damage and the cost if you think it is going to be very expensive than don't but it just take the money as much as possible ,cause you've paid your insurance over the years and you haven't made any claim ,
So go for it take them to the cl earners as much as possible.
Good luck and safe driving
So go for it take them to the cl earners as much as possible.
Good luck and safe driving
Don't go into it with that attitude -
You need to get your facts right - start by getting forecourt prices for the same car, same mileage - these cost more on the forecourt and so you need to include the price difference.
Example - forecourt price £2995 - insurance may offer £2500 - that would leave you £495 short on buying a similar car.
Get all these facts together and send to the insurers = you'll get closer to your real value/price to replace and TELL them (not ask) to replace car with same make/colour/mileage etc as yours - they won't because of the additional costs involved in finding you the car at their cost
You need to get your facts right - start by getting forecourt prices for the same car, same mileage - these cost more on the forecourt and so you need to include the price difference.
Example - forecourt price £2995 - insurance may offer £2500 - that would leave you £495 short on buying a similar car.
Get all these facts together and send to the insurers = you'll get closer to your real value/price to replace and TELL them (not ask) to replace car with same make/colour/mileage etc as yours - they won't because of the additional costs involved in finding you the car at their cost
It's not like "three strikes." Assess the value of your car on edmunds.com and kbb.com and see what you can come up with. Ask for that amount.
The sad fact of life is that a car is worth more to its owner than to insurers....especially if you owe more than insurance will pay. I've been there, and it isn't fun.
The sad fact of life is that a car is worth more to its owner than to insurers....especially if you owe more than insurance will pay. I've been there, and it isn't fun.
It's not like "three strikes." Assess the value of your car on edmunds.com and kbb.com and see what you can come up with. Ask for that amount.
The sad fact of life is that a car is worth more to its owner than to insurers....especially if you owe more than insurance will pay. I've been there, and it isn't fun.
The sad fact of life is that a car is worth more to its owner than to insurers....especially if you owe more than insurance will pay. I've been there, and it isn't fun.