Bankruptcy and buying or leasing car?

[Ariel G]

Which is easier to do after 3 years from having filed bankruptcy, buy or lease? Also, does giving $5000 down make it easier to buy or lease a vehicle?

 

[§eeker]

i filed bankruptcy about 3 years ago, and i just got a car loan with 13% apr, which is really good! the more you can give at the time you buy or lease a vehicle, the lower your monthly payments will be. that doesnt affect your ability to get a loan though.

 

[Rafael P]

3 yrs after BK, not much hope of getting a lease, unless something MAJOR has changed in the last couple of years. Getting a lease usually requires excellent credit, and no real issues.