Will the premium for my car insurance go up ? =(?

[luvdizbrgirl]

Hi, I live in Connecticut and I just began having insurance under my name about 4 months ago. Recently a guy hit me and damaged my car but when I tried to get his insurance to pay for it he lied about the whole thing and the police report stated both our stories so I was denied liability. Now my insurance company has to pay for the damages which come out to around 2400 dollars. I was wondering if my premium will go up next time I renew... I already pay $2700 a year and am worried =(

 

[gottapee]

Yes it will go up. Probally only a couple hundred a year.

 

[squishy]

Any time your insurance has to pay for something it goes up,
Insurance is a racket. but everyone has to have it.
If it were me, I would try to sue the guy, If you have a good record of what happened you might be able to prove in court it was his fault.

 

[Patrick]

He hit you and your company says it was your fault? Something stinks here. The police report would carry both statements that is normal. Do you have any witnesses? I would contact your company and make inquiries.

 

[Jen M]

If the accident was determined to NOT be your fault then your insurance should not go up. (I was in a hit and run accident where all the witnesses said that I did nothing wrong) Also, your insurance company will probably open a file against him so that if he is ever found they will sue him for the claim.

Of course this is an insurance company we are talking about so I would not be surprised if it does go up but, it shouldn't.